Is a secured credit card enough to help my credit?
A credit card is a convenient payment method to have and it will slowly help you build back your credit; however, a credit card alone will not help you prove that you are able to pay back larger amounts such as auto loans.
A credit card is a convenient payment method to have and it will slowly help you build back your credit; however, a credit card alone will not help you prove that you are able to pay back larger amounts such as auto loans.
Does financing a new vehicle really help me establish or re-establish my credit?
Absolutely! We've been doing this long enough to see the results. A car loan or lease through Giving You Credit will be placed with a recognized lender who will report your payments to the Credit Bureau. It is simply the best way that we've found to improve your credit. Plus, you get the added bonus of driving a reliable vehicle.
Absolutely! We've been doing this long enough to see the results. A car loan or lease through Giving You Credit will be placed with a recognized lender who will report your payments to the Credit Bureau. It is simply the best way that we've found to improve your credit. Plus, you get the added bonus of driving a reliable vehicle.
Do I have to go full term on my loan or can I pay off early? Are there any penalties?
You may pay your loan at any time to save a considerable amount of interest. Sometimes there may be an early payout penalty; however, this penalty will still be far less than the cost of keeping your loan over its full term. But our goal here at Giving You Credit is to build and repair credit, so we will always re-evaluate your loan and try to get you into a better vehicle at a lower rate after roughly a year.
You may pay your loan at any time to save a considerable amount of interest. Sometimes there may be an early payout penalty; however, this penalty will still be far less than the cost of keeping your loan over its full term. But our goal here at Giving You Credit is to build and repair credit, so we will always re-evaluate your loan and try to get you into a better vehicle at a lower rate after roughly a year.
Any other questions? Speak to our team toll free at 1-888-506-0516